This week’s reading is parallel to my current profession, things that I do daily at my job. While reading the content, especially the insurance part, I was reminded of the advice that I offer to family, friends, and clients regularly. I would never want to sound like your typical salesman, in fact I make it a point not to; but my number one concern is that the people I love and care for are adequately and appropriately covered. I always try to provide my clients with all of the knowledge up front so that they can make their best decisions based on their individual or family needs. As an insurance agent, I am not as equipped to do someone’s taxes, even though I do my own through TurboTax. However, I am happy to assist in advising to save receipts …show more content…
Insurance and insurance sales are basically my whole life, for the past four years at least. This is my area of expertise and insurance means more to me than it does to most others. Insurance is my livelihood; it is how my bills are paid and how my life goes on. So when people are purchasing insurance from me, they are paying my utilities, my tithes, or another need that I may have. However, this is not the only importance of insurance. You are required by law to purchase automobile insurance, also by car lots and finance institutions. Auto insurance may be considered too expensive for some buyers, but it is important to have in the event of an accident. Insurance is something you do not want to be caught without. In reference to house insurance, who does not want their home, belongings, and memories protected? How about protecting the safety of guests and visitors? I know that if something happens everything valuable to your heart cannot be replaced, but what if nothing could be replaced at all? While on the subject of love and losses, there is one thing that could never be replaced, the life of a loved one. Therefore just imagine having financial backup during the time of devastation to help pay off any expenses and outstanding balances owed. Life insurance is so important in the event of those unexpected events. Purchasing life insurance while you are young and healthy will help with the rates, so this is something I strongly encourage to
Most epic adventures don’t start out with an application and insurance waiver. My mother had told me that I needed to get a job this summer because she was tired of seeing me mope around the house. Throughout May she had been not so subtly putting application papers on my bedroom desk and other places in the house. Each time I saw one; I rolled my eyes then proceeded to throw it in the trash.
Being concerned about protecting the things you love are the natural instincts of mankind. We live in a world of ultimate control and have all experienced the unannounced spontaneous events that life throws just to prove we are not in control of everything. Alas, we should never feel the fear of not being in control and the inability to protect our loved ones. The “Never” State Farm commercial uses this feeling to convince families to buy their insurance to protect their values in everyday life. The State Farm Insurance commercial begins with an eligible bachelor that states he is never getting married.
Some people are at a ton of risk, such as being old or having a history of poor health. These people in poor health are more expensive to cover simply because they hold more risk for the insurance company as they require more
The level of care that the varying healthcare professionals provided to these patients was fascinating and became intrigued to a career path in the medical field. Over the next couple of years, I narrowed the possibility
The cost of health insurance is quickly on the rise, and employers and employees alike are feeling the financial weight. A large portion of high medical claims are associated with obesity and lifestyle choices, some of which can be reduced by making healthy changes. Due to the rise in cost, many employers are rewarding employees for participating in health screenings that measure things such as body mass index (BMI), blood pressure, cholesterol, blood sugar levels, lifestyle choices such a tobacco or excessive alcohol use, exercise, mental health, and amount of sleep. Employees can impact the cost of their healthcare by learning about their health risks, making lifestyle changes, and becoming accountable for their own health. Upon completing
Insurance companies are making a huge amount of profit. The profit that these
Neff Said: Mise-en-scene and Sound in Double Indemnity Film Noir is a genre filled with many interesting conventions. The films within Film Noir use narration, performance, lighting, and blocking in order to tell tales of murder, betrayal, and questionable morals.
In the film Escape Fire the Fight to Rescue American Healthcare, there were many insightful examples of why our Unites States healthcare revolves around paying more and getting less. The system is designed to treat diseases rather than preventing them and promoting wellness. In our healthcare industry, there are many different contributors that provide and make up our system. These intermediaries include suppliers, manufacturers, consumers, patients, providers, policy and regulations. All these members have a key role in the functionality of the health care industry; however, each role has its positives and negatives.
“It’s a do or die”. According to Fox news report, the extent of the damage to Florida and US Virgin Islands from hurricane Irma remains unclear because estimate on these US State/islands are still ongoing and could head into hundreds of millions to billions of dollars. Many insurance companies can easily go bankrupt as a result of the impact of Irma, one can only imagine the huge amounts that are being paid out to persons who would have lost their worldly possessions and to beneficiaries who have lost loved ones; as such, home owners will see a hike in premium payments going forward. Ironically, this hike in premium payments will not be limited to the affected state and territories, but in all countries/islands where such companies have branches.
Health insurance is one of the main insurances ones can have in life. Without reliable health insurance any small treatment can wipe out a person financially. " health insurance is a type of insurance coverage that pays for medical and surgical expenses that are incurred by the insured" as defined by Investopedia, 2015. The term ‘Health insurance’ was firstly discovered in the United States during the civil war.
Central Idea: There are bound to be uncertainties in life and having enough savings is never enough. Hence, having life protection coverage is important to ensure that you have the financial capability to protect yourself and your loved ones. Main points: 1. Having insufficient insurance protection coverage is very dangerous and worrisome.
Emerging Future of Telematics Insurance in India Vehicle telematics provides services like vehicle tracking, real-time navigation, roadside help, and now vehicle insurance. Telematics-based insurance provides an opportunity for vehicle insurers to segment customers and pricing based on driving behavior of a customer. Telematics helps monitor driving performance and recording driver behavior with a telecom device fitted in a car. Taking advantage of this technology, a vehicle fitted with the telematics device can send out, pick up and process information based on driver behavior.
Health care cost has seen to increase gradually as years go by. This has been influenced by major factors such as political influence, emerging chronic diseases, new procedures that are coming up including the technologies being invented for treating illnesses, pricing of medicines and treatment is not regulated and when treating ailment their may arise repetition of tests or a patient gets over treated for a particular ailment. The cost of healthcare has increased due to chronic diseases such as cancer and diabetes etc. The lifestyle people are living in this generation has led to the development of diseases that are expensive to treat or has led to there being over treatment in such for a cure of a particular ailment.
Medical insurance is a vital part of people’s lives. Without medical insurance it would be hard for most people to afford to go to a doctor for treatment. Not only the cost of paying out of pocket fees for medical insurance but also for deductibles. You can also commit fraud very easily if you are not aware of how to properly fill out an application for medical insurance. There are also many different types of medical insurances that you can apply for, and compare prices if you are having to pay out of pocket expenses.
Medical Field Careers Careers in the medical field vary widely and there is a high demand for health care jobs. Depending on your choice, you may spend as little as a few months or as many as 10 years or more in college to get into a medical-related job. With good education and a desire to help others, you can to start a rewarding career in any of these jobs. Find out more about medical field careers and see which one suits your interest.